But of course it will never happen to you...
We all tend to assume we will live a long and fruitful life. We do not consider the impact and consequences our death would have on our loved ones. Maybe in these busy times it is one area of our life we just don’t think about. Who wants to think about the consequences if we are not around to support our family?
However dealing with such issues provides a little peace of mind knowing that in the event of misfortune, your loved ones can be financially protected and avoid financial hardship.
Most people may already have some form of financial protection in the shape of mortgage protection. However it is important to consider the wider financial implications, especially if you have a family and are the main earner.
There are a number of different products currently on the market and life assurance does not have to be expensive. Over the years with increased medical science, life expectancy on the increase and a little more competition, premiums have reduced. With the increased competition, new innovative products with more flexibility are being used for people with different or specific needs.
Even if you have some protection in place already, with your ever changing family and financial situation, it’s even more important to review your current arrangements to ensure your protection needs are fully covered. It may be that your situation has not been reviewed for some time, you may be paying more than you really need too. We can provide an assessment of your insurance needs with a qualified insurance adviser in Norwich, or available nationally over the phone, who can discuss your requirements and provide recommendations to suit your individual circumstances.