Mortgage Protection

What is Mortgage Protection?

This is a type of insurance that is designed to pay your monthly mortgage amount in the event that you are unable to work due to one of three reasons, namely Accident, Sickness or Unemployment. (More commonly known as “ASU”)

It can also be used as a stand-alone policy that does not necessarily require you to have a mortgage, as it can also be used to cover things like rent payments, household bills, loans or credit cards.

Why have Mortgage Protection?

Nobody wants the unthinkable to happen; however having this protection in place will allow you to get back on track without the additional worry of life’s on-going demands to pay monthly bills.

These plans are designed for anyone that is employed or self-employed that has a mortgage, on either a repayment or interest only basis. There are various plans you can take out which our experts at JF Financial Associates are able to advise you on, each being calculated on percentage of your monthly income and offering differing benefits.

Why use a Broker for Mortgage Protection Needs?

Still not sure if Mortgage Protection is for you, if you answer No to any of these questions, you may want to seek further professional advice from one of JF Financial Associates mortgage and insurance advisors in Norwich

  • If you found yourself unable to work, could you still pay all of your monthly outgoings?
  • Do you have sufficient money in savings to cover your bills for more than a couple of months?
  • Could your partner or family afford to pay your mortgage each month if you couldn’t?
  • If you are made redundant, would the payout cover your expenses until you find a new job?

Don’t delay, give an experienced JF Financial Associates Insurance Broker a call today on 0345 508 8588

Rest assured JF Financial Associates will never sell you something you don’t want! We only offer Mortgage Protection advice when you need it!

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For information about insurance, please visit the website at www.moneyadviceservice.org.uk

Or alternatively fill in the form below to send an enquiry now

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"Very helpful throughout the remortgage process and very good at explaining everything in simplified terms we could relate to and not just financial jargon."

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Thank you very much for all your hard work obtaining our first mortgage, which was so difficult to get providing our limited finances! Your assistance has been invaluable, and we would have never achieved this without you! We would have no hesitation in using your services again or, indeed, in recommending you to anyone who requires services of a mortgage & insurance specialist.

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This was from a client we have been working with for over 7 years now: "Many thanks for all your hard work and effort to obtain our mortgage offer! I can't tell you how it feels for us to have gone from having nearly 100k of debt and a 'hopeless case' to getting a high street mortgage (in less than 7 years!)

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Justin was recommend by my bother who had his mortgage arranged with him a couple of years before. The set up process was very easy, Justin got me on the phone, found out my needs and financial details and then came back a couple of days later with three options for me to pick from. After than things went smoothly, Justin and his team were VERY helpful, they even helped fix a couple of problems caused by my solicitors. On the day of completion Justin was on the phone making sure everything was fine as were his team. I felt very well looked after and even decided to arrange extra life cover with Justin.

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We have been a client of JF Financial for almost 9 years. Justin goes above and beyond to ensure everything runs smoothly. The service this company provides is 5 star. Would 100% recommend JF Financial.

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Knowing Justin is a blessing, I had couple of re mortgage with JFinancial. Very friendly & stress free service, Justin always look after all small details before the application. Hassel free , as long you have all uptodate documents. Great service. Just talking to him is a great pleasure.

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I would like to thank Justin from J F Financial for his extremely professional service. After my recent stage one interview which was to understand all aspects of my financial position he was able to tell me more about my finances than I knew myself. Justin gave me clear, decisive advice which enabled me to put things in place to secure future financial stability. I initially went to Justin to see if he was able to help secure an acceptable rate on the re-mortgage of my property as it had come to the end of its term and slipped into variable rate. This was something that I did not think was possible in today’s current financial market. Justin not only matched my existing interest rate but secured this rate for the next 5 years. From Stage one to completion of the mortgage I found this to be a very smoothly run and professional service and would not hesitate with recommending Justin from J F Financial to any of my family or contacts in the future.

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Just thought would drop you a quick line to say thank you for all your help with helping us along the process of buying our flat. We are all settled in now and loving it!! I will highly recommend you to all my friends, as it was a pleasure dealing with you and you made the whole process a lot less stressful. Once again many thanks for all your help and your useful knowledge.

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Thank you very much for your help, it’s a pleasure dealing with you and will definitely recommend you to my family and friends. Easy remortgage with no hassle!!! Thanks again.

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This was a big help in meeting all my needs, very helpful and professional

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5 star service. Could not recommend JF Financial highly enough. Justin assisted us throughout the whole house buying/selling process. He made one of the most stressful processes in life easy and hassle free. Was always available for any advice, even out of office hours! Would never look elsewhere for any financial advice in the future.

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We have just completed on our 2nd mortgage arranged by Justin. We wouldn’t consider going to anyone else as JF Financial Associates are friendly, professional and determined to find the best mortgage for our ever evolving needs. Justin is able to explain the whole process in an understandable way, making sure you are fully aware the next stage of the process. I have no hesitation in recommending their services. Mr & Mrs Wallis. West Sussex.