In today’s market it is essential that you seek professional mortgage advice.
JF Financial Associates is a leading mortgage broker in Norwich in Norfolk, with a loyal client base locally, nationally and internationally.
Our team is highly experienced and specialise in mortgages for first time buyers, those who are self-employed and complex cases.
Our team at JF Financial Associates has over 17 years of experience in the business and we are also part of Lifetime Wealth Management Ltd. This means we have access to 100’s of other mortgage consultants knowledge at out fingertips when it comes to a tricky case.
If you are looking to purchase your first home, remortgage an existing property or want to move, we can help find a solution. We can be creative and think outside of the box, and if a case is outside the norm, we have the ability to call on our extensive network of mortgage brokers knowledge to help. We actively share this knowledge and collaborate to help find our clients the solution. This means we normally find solutions where others don’t or can’t.
At JF Financial Associates we aim to offer you the best insurance and mortgage advice, tailoring the information and advice to your specific needs. We also keep things simple and don’t try to confuse you with misleading and complicated business jargon.
Book a Stage 1 interview with JF Financial Associates and you will have a clear picture right from the start!
We cover these 10 vital points:
- Complete a full assessment of your financial situation and stability
- Review your short, medium and long term financial and home ownership goals
- Full income and expenditure analysis
- Assess how much you can realistically afford to borrow within a comfortable budget
- Work out the deposit required to have access to the most competitive deals
- Calculate your ideal purchase price
- Provide a full breakdown of all the costs and fees
- Comprehensive assessment of the mortgage products available
- Explain all the options, features and risks of the products
- Most importantly we will stress test the mortgage to make sure you can still afford it if rate moved.
At the end of the consultation, you will be sent a blue print of exactly what is possible. There is no such thing as hidden fees with JF Financial Associates as everything is clearly disclosed up front.
Mortgages in the UK are distributed via the intermediary market, direct from the lender or specific channels. The choices are often confusing if not overwhelming and getting professional advice is by far the best way of finding the most appropriate deal that best meets your needs. When the credit crunch began around 2007, we saw the number of mortgage products shrink massively. The number of products have gradually bounced back over the last few years, but constant market volatility also means that some products can change or be pulled from the market at any time and often with no or very little notice.
Mortgage products and criteria change frequently to reflect the market place and intermediaries rely on sophisticated sourcing systems to differentiate between products and determine ‘The Best Deal’ that suits the applicant’s needs. This does not necessarily mean the best headline rate!
To arrange a free initial conversation with an experienced JF Financial Associates mortgage broker, you can give us a call on either 0345 50 88 588 or 07813 255267 or send us an email to firstname.lastname@example.org
Please remember that your home can be repossessed if you don’t keep up your mortgage payments. Also think carefully before securing other debts against your home.
People do not want to be sold a mortgage, they want to talk about a mortgage, and it’s all about relationships! If you are looking for mortgage advice in Norwich or nationally, please give us a call on 0345 50 88 588, we will be glad to help.
PLEASE NOTE – Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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