We use a Commercial lending panel which has a balance of well-known High Street names and specialist commercial providers. We also have access to Commercial packages.

What is a commercial loan?

A commercial loan is long-term finance secured by a first legal charge over commercial or business property.

Typically this can be for a wide variety of property including:

  • retail units
  • industrial units, factories, offices, warehouses, lock-up & workshop units
  • hotels, guesthouses, public houses, bars and restaurants
  • farms, equestrian centres, riding schools

What is a semi-commercial loan?

A semi-commercial loan is long-term finance secured by a first legal charge over a property that has a mix of business and residential use; typically this would include properties such as:

  • retail units with living accommodation above
  • bed & breakfast, catteries & kennels located within the grounds of a house

The FCA do not regulate commercial mortgages or secured loans.