Bad Credit and worried because your mortgage is due for renewal soon?

Recently started an IVA?

Recently paid your IVA off?

Maybe you in a Debt Management Plan (DMP)?

Maybe you have paid a DMP off recently?

Maybe its not that bad and you have an old Default or CCJ?

“Don’t panic, there is good news! We are here to help you”

JF Financial Associates have worked alongside debt advice charities and IVA practitioners for over 17 years and we specialise in helping clients with unique financial situations.

We have one main goal. To help stabilise your situation and offer you stability with the biggest debt you have, your mortgage.

You will be pleased to know you have more options than you think. Just because you may have bad credit, doesn’t mean you have to stay shackled to a lenders higher rate indefinitely. Talk to us and we can explore these with you.

To discover if you’re eligible for a re-mortgage at low rates or maybe an exclusive deal (because we are lucky to be part of the Quilter Financial Planning Network), simply call us or fill in our contact form:

We are NOT a marketing agency that will sell your details onto someone else! We are a specialist mortgage broker, so you will be working directly with our group. We pride ourselves on offering a highly personal service tailored to your specific circumstances.

  1. We offer free initial consultations to everyone, regardless of your situation. Other fees may apply at point of application depending on individual circumstances.
  2. Always think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.