Author archives: Justin Fordham

Why do brokers charge fees?

I do find it interesting that some people still think brokers should offer free advice and that we should only rely on the lender’s procuration fee/commission? This is especially true since the 2007-2010 crash and the subsequent additional regulations & requirements that have been imposed and implemented into the mortgage market. Having been in the […]

Using work benefits (life cover) to try and cover your mortgage?

Unless you know what you looking at, this is like playing Russian Roulette with your family and finances! If your work does offer the correct cover then there is no problem whatsoever, HOWEVER…. It’s common for people to assume this is the case but subsequently find out later that the work cover does not provide […]

Family Income Benefit

Guest Blog by Justin Fordham from JF Financial Associates – talking about Family Income Benefit The CRITICAL second part to the Mortgage Protection Equation everyone seems to miss! You always hear people talk about mortgage protection, but that is only half the equation when it comes to protecting your home and family. This is especially […]