Category archives: General

If you are self-employed, obtaining a mortgage can be a challenge

Here are some reasons why it is good to use a mortgage broker if you are self-employed: 1) Expertise: Mortgage brokers have extensive knowledge about the mortgage industry and can guide you through the process of obtaining a mortgage. They can explain the various loan options available to you and help you understand the terms […]

Limited Company Directors, Sole Traders & Contractors?

Welcome to our unique Stage 1 interview process! Knowing your numbers before you start looking to purchase or remortgage a property is vital because it removes all the guesswork and heartache. “Clarity and Certainty” is the whole reason why we designed our unique Stage 1 interview process. How to get a mortgage if you are […]

Why do brokers charge fees?

I do find it interesting that some people still think brokers should offer free advice and that we should only rely on the lender’s procuration fee/commission? This is especially true since the 2007-2010 crash and the subsequent additional regulations & requirements that have been imposed and implemented into the mortgage market. Having been in the […]

Using work benefits (life cover) to try and cover your mortgage?

Unless you know what you looking at, this is like playing Russian Roulette with your family and finances! If your work does offer the correct cover then there is no problem whatsoever, HOWEVER…. It’s common for people to assume this is the case but subsequently find out later that the work cover does not provide […]

Family Income Benefit

Guest Blog by Justin Fordham from JF Financial Associates – talking about Family Income Benefit The CRITICAL second part to the Mortgage Protection Equation everyone seems to miss! You always hear people talk about mortgage protection, but that is only half the equation when it comes to protecting your home and family. This is especially […]