Don’t give in to the temptation to buy a home you can’t afford. If you buy that budget-busting dream home, it will soon become a nightmare… Purchasing a house and getting a mortgage is most likely going to be the biggest financial decision you will ever make. The mortgage could be tens of thousands or […]
Knowing your numbers right from the start can save you time, money, and heartache.
If you are looking to purchase your first home, remortgage an existing property or want to move to your new dream home, we can help find a solution. 23years of knowledge and experience means Justin and his team can be creative and think outside of the box, so we often find solutions where others can’t! […]
If you are self-employed, obtaining a mortgage can be a challenge
Here are some reasons why it is good to use a mortgage broker if you are self-employed: 1) Expertise: Mortgage brokers have extensive knowledge about the mortgage industry and can guide you through the process of obtaining a mortgage. They can explain the various loan options available to you and help you understand the terms […]
Limited Company Directors, Sole Traders & Contractors?
Welcome to our unique Stage 1 interview process! Knowing your numbers before you start looking to purchase or remortgage a property is vital because it removes all the guesswork and heartache. “Clarity and Certainty” is the whole reason why we designed our unique Stage 1 interview process. How to get a mortgage if you are […]
Using work benefits (life cover) to try and cover your mortgage?
Unless you know what you looking at, this is like playing Russian Roulette with your family and finances! If your work does offer the correct cover then there is no problem whatsoever, HOWEVER…. It’s common for people to assume this is the case but subsequently find out later that the work cover does not provide […]
Bad Credit and worried because your mortgage is due for renewal soon?
Recently started an IVA? Recently paid your IVA off? Maybe you in a Debt Management Plan (DMP)? Maybe you have paid a DMP off recently? Maybe its not that bad and you have an old Default or CCJ? “Don’t panic, there is good news! We are here to help you” JF Financial Associates have worked […]